Effective Date: July 1, 2026

Welcome to Woodward Home Lending, LLC (“Woodward Home Lending,” “Company,” “we,” “our,” or “us”). By accessing or using this website, submitting information through our forms, or communicating with us by phone, email, or text message, you agree to these Terms and Conditions. If you do not agree with these Terms, please do not use this website.

1. Company Information Woodward Home Lending, LLC is a licensed mortgage broker and mortgage correspondent lender. Company NMLS ID: 2654325 Office Address: 30100 Telegraph Rd, Suite 460, Bingham Farms, Michigan 48025 Phone: (313) 699-1866 Email: info@woodwardhomelending.com For licensing information, please visit NMLS Consumer Access.

2. No Commitment to Lend
All information provided on this website is for informational purposes only. Nothing on this website constitutes:

  • A loan approval
  • A commitment to lend
  • An offer to extend credit
  • Financial, legal, or tax advice

Loan approvals are subject to underwriting review, credit approval, income verification, property eligibility, and investor guidelines. Rates, terms, and program availability are subject to change without notice.

3. Mortgage Brokerage Services
 Woodward Home Lending acts as a mortgage broker and/or correspondent lender and may arrange financing through third-party lenders, investors, and financial institutions. We do not guarantee:

  • Specific interest rates
  • Loan approval
  • Closing timelines
  • Savings amounts
  • Program availability

Individual borrower qualifications may vary.

4. User Responsibilities
By submitting information through our website, you agree that:

  • All information you provide is accurate and truthful
  • You will not submit false or misleading information
  • You are at least 18 years old
  • You are authorized to provide any information submitted

Providing false or fraudulent information may result in denial of services.

5. Consent to Communications
By submitting your contact information, including your phone number, you expressly consent to receive communications from Woodward Home Lending, LLC, including:

  • Phone calls
  • Emails
  • Artificial/prerecorded voice messages
  • SMS/text messages

These communications may relate to:

  • Loan inquiries
  • Application updates
  • Requested information
  • Customer support
  • Marketing offers (where permitted by law)

Consent is not a condition of purchase or loan approval.

6. SMS / Text Messaging Terms
By opting into SMS communications from Woodward Home Lending, you agree to receive recurring text messages regarding your mortgage inquiry, account updates, or requested services. Message frequency varies. Message and data rates may apply based on your mobile carrier plan. You may opt out at any time by replying: STOP – to unsubscribe HELP – for assistance Supported carriers are not liable for delayed or undelivered messages. SMS consent is not shared with third parties or affiliates for marketing purposes.

7. Third-Party Links and Services
This website may contain links to third-party websites, lenders, calculators, or service providers. We do not control and are not responsible for:

  • Third-party content
  • Privacy practices
  • Service availability
  • Accuracy of external information

Use of third-party services is at your own risk.

8. Intellectual Property
All content on this website, including but not limited to:

  • Logos
  • Graphics
  • Marketing materials
  • Text
  • Branding
  • Website design

is owned by or licensed to Woodward Home Lending and may not be copied, reproduced, distributed, or used without written permission.

9. Disclaimer of Warranties
This website is provided “AS IS” and “AS AVAILABLE.” Woodward Home Lending makes no warranties regarding:

  • Website availability
  • Accuracy of content
  • Security of transmissions

    We disclaim all warranties, express or implied, to the fullest extent permitted by law.

    10. Limitation of Liability
    To the fullest extent permitted by law, Woodward Home Lending shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

    • Use of this website
    • Inability to access the website
    • Reliance on website information
    • Communications or service interruptions

    11. Privacy
    Your use of this website is also governed by our Privacy Policy. Please review our Privacy Policy here: Privacy Policy

    12. Governing Law
    These Terms shall be governed by and interpreted under the laws of the State of Michigan, without regard to conflict of law principles. Any disputes shall be resolved in courts located in Michigan.

    13. Changes to Terms
    Woodward Home Lending reserves the right to update or modify these Terms at any time without prior notice. Changes become effective immediately upon posting to this website. Continued use of the website constitutes acceptance of revised Terms.

    14. Contact Information
    If you have questions regarding these Terms and Conditions, please contact: Woodward Home Lending, LLC 30100 Telegraph Rd, Suite 460 Bingham Farms, MI